The ideal path to funding.
One conversation opens 40+ lenders, over 120+ products in Singapore. We shop your request, structure the best terms, and secure the capital — so you can focus on growing, not on paperwork.
Free service · No credit impact · 1-business-day response
40+
Lending Partners
$43M+
Total Funded
92%
Placement Success
48hrs
Average Response(Working Days)
Our Services
Financing, structured for you
Plain-language explanations, no jargon. Select a service to learn how it works.
Not sure which fits?
Tell us your situation — we'll recommend the right structure at no cost.
How It Works
Simple, transparent, and built around you
Mortgage financing is completely free — the bank pays us. For business loans, we negotiate the best terms on your behalf.
New Home Loan & Refinancing
We handle everything — from rate comparison to paperwork — at zero cost to you. The bank pays our broker fee, so you get expert advice completely free.
Submit Your Needs
Tell us about your property and loan requirements — new purchase or refinancing. Takes 2 minutes, no commitment.
We Compare for You
We shop 16+ banks and present the best rates tailored to your profile. All terms laid out clearly.
Pick & Apply
You pick the package you like. We handle the paperwork and submit your application.
Sign & Celebrate
Loan approved — you sign and we handle the rest. Bank pays our fee, so it costs you nothing.
Business Loans, AR/AP Financing & More
From working capital to equipment financing, we negotiate competitive terms across 40+ lenders. Transparent fees, no surprises.
Submit Inquiry
Fill in the short form with your financing type and amount. No documents, no credit check.
KYC Call
We call you within one business day to understand your needs and outline the path forward.
Proposal & Agreement
We present the best package from our lender network. Terms and fees are fully transparent.
Apply & Close
We submit your application, track it through approval, and close the deal — start to finish.
Watch & Listen
See how we help businesses & individuals
Product walkthroughs and real client stories — in their own words.
Plan your financing early!
Success Stories
Real Clients, Real Funding
Join hundreds of borrowers who secured better terms through our lender network.
"We needed working capital fast to cover a large purchase order. TowkayKaki had three lender offers on my desk within 48 hours."
Marcus T.
Wholesale Distributor • $350K Working Capital
"Banks turned down our construction project twice. TowkayKaki found a lender that understood our timeline and got us funded. "
Elena R.
Property Investor • $1.2M Construction Loan
"As a first-time borrower, I had no idea where to start. The whole process was explained in simple terms, no pressure."
David K.
Small Business Owner • $85K Business Loan
About Us
Your Trusted Financing Partner
At TowkayKaki, we believe every business owner and homeowner deserves clear, honest financing advice — without the runaround.
Founded by experienced brokers who've walked the floors of banks and sat across the table from SMEs, we know what lenders look for and how to position your application for success.
We do the legwork: comparing rates across 16 major banks and financial institutions, negotiating terms, and handling paperwork — so you can focus on what matters: growing your business or settling into your new home.
Our approach is relationship-first. Whether you need a business loan, mortgage financing, or accounts payable support, we take the time to understand your unique situation before recommending any package.
No hidden fees. No pushy sales. Just transparent advice, reasonable rates, and a partner who's with you from application to approval and beyond.
That's the TowkayKaki promise.
Commonly Asked Questions
Financing, Explained Simply
Get Started
Ready to get funded?
Two minutes. No documents. Lenders compete for your business.